Buy Here Pay Here Listings

The best thing about finding a good dealership is to know that the dealer is looking out for your best interest and will be able to gather what you want or need in terms of securing a great automobile that is why we created Buy Here Pay Here Listings. The better the car the better off you are in getting what you came for. When you also have the need to save some money on a used car one may ask if you have some opportunities to gather a great tools you need to secure a good auto loan.

Usually what people need is good credit and proof of a job. However when you are using the buy here pay here car lots it allows you the opportunity to finally gather the bull by the horn and drive it home in style. The in-house financing that you typically get from the average car lot is about 12-36 months. When you have a shorter period of time to pay off you vehicle the payments will at times be higher. The good news is that any interest or obligation will likely be satisfied sooner giving you complete ownership of the car you are happy to own.

Many people come from all over to acquire a standard car that can get them from one destination to the next without having to spend hundreds or even thousands of dollars on a car. At times you will be able to find a vehicle that only needs $500 to $1000 down so be sure to search good so that way you will be able to fit the vehicle into your life and budget. You can actually start with getting a 4 cylinder car as these are normally cheaper and are better on fuel economy.

You do not always need to have the best of credit or a huge amount of money for a down payment for most cars at these dealerships from Buy Here Pay Here Listings. We have learned that you can be fresh out of high school or college and as long as you have good employment and can prove your residency you should be fine in when buying a car. All buyer’s need to be 18 years or older and have some references, usually 5 people that you may know should do.

As you visit the other pages of the website you can also find that some of these dealers may ask you to apply for a loan even though you have told them your credit is not good. The great thing about our website is that you can do this all online and know before going to the car lot. Knowing if you are approved or not before showing up to meet the car salesmen allow you to purchase a car with confidence and helps avoid the anxiety that most car buyers have on the visit.

As you begin test driving various cars do not forget to calculate or ask the dealership to provide a rough estimate to how much you are going to be paying monthly. Also it may be a good thing to try and get an estimate on the car insurance costs as well because you will need an insurance binder before leaving the car lot with your newly purchased vehicle.

Great Buy Here Pay Here Dealers Work Hard To Earn Your In the Buy Here Pay Here Car Lot Business Everyday

We are glad you have taken the time to show your appreciation feel free to visit other car lots and make sure you test drive 2 times before you buy. The good thing about allowing some pretty awesome deals to be left at the lot is the point that you still have the cash in your pocket.

Make sure you do not bring to much money with you although at times you may feel tempted to purchase the car the same day. We all have had the urge and I have not never allow someone to test my car off the street and never asked me how much they can get a car for. With this in mind be sure to always check the sticker price and compare it with what the blue book has.

The better the price the more you will save and feel less of the buyer’s remorse feeling that some customers get after spending their last dime on a car with barely any money left for gas. Some of us has been there before and maybe want to not go through that experience so be sure to take note of anyone that may share with you their misfortune situation as they are trying to warn a love one or a friend.

Be sure to always check with a auto loan broker ahead of time so you can get an idea of what the finance companies or banks are looking for and if you may qualify before heading down to the dealerships. Getting a clearer vision on payments and terms allows you to shop and buy with a smile because you are confident. We want everyone to feel that way and hope we can at least assist them in getting to this point by any means necessary.

 

20 thoughts on “Buy Here Pay Here Listings

  1. Was out shopping for a new used car but got stuck trying to find a dealer that can help me with my credit. I not only want a vehicle but I need a whole fresh new start. Any ideas?

    • Well, do you know what your credit score is. For most dealers here they don’t pay much attention to the credit they normally want to know where you are in terms of stability like, your income and you housing. If you had the same job for 12 mos and if you live at the same home etc.

  2. I was on the site yesterday and found 3 good resources for getting a loan. The only thing is I am not sure if these dealers actually have the vehicle I am looking for. Chances are the may. What happens if they do not?

    • If they do not have the car you are looking for then you should be able to get a car at one of the other dealerships. Just speak to auto credit express and they can let you know. You should have gotten an email with a contact person and number.

  3. I am kind of new to this auto loan and buy here pay here stuff. I was wondering if someone can tell me how long will it take before my loan is approved. If so, can I take my loan to any dealership that I like? I really want to purchase a car but am not sure if I have this flexibility. Let me know?

  4. I was searching for a couple dealers yesterday then I ran across your website. Do you know how I can see the cars. Also how long do you think I should get some kind of answer regarding my application. I am pretty excited about the process, even though my credit needs a little bit of help.

    • Typically you are looking at 24-48hour turn around regarding an approval of some sort. You can start looking at cars as soon as you get a call from one of the specialist at the auto credit express. They will tell you if it’s okay to start looking at various vehicle or dealers.

  5. I actually applied for three different loan companies before applying here. Do you know if my credit will be affected and what is the likelihood that I will get approved now? Also, I only have $500 do you think I should get a short-term cash loan for $500?

    Most dealers are asking for $1000 down.

    • Try applying here first, some dealers vary on the amount you need down and of course depending on the car. Coming up with $1000 may be standard however if you are short 500 dollars we may have some alternative solutions to help you get the extra cash. Just reply to this comment and let me know if you want more help to get the extra money.

  6. Being that I have purchased a buy here pay here vehicle before I wanted to know if I can get something similar to what I had before like a 3 year term. Most dealers have asked me to go with a 12 month term.

    • Terms on financing fluctuate depending on your income and your stability as the dealer may see you as low or high risk. If you are at high risk, then there is a chance that a 12 month or 24 month term may be all they will settle for. Check with the in-house lending consultant and they should be able to better answer this question.

  7. Hey, a lender called me an told me that they have gave me a pre-approval, does this mean I can go out looking for a car now, or should I wait until I get the approval via fax?

    • We recommend waiting until you have something in hand, however if they told you you are good to go then please go out and have fun car hunting. Thing is the dealers may try to stalk you into completing an application with them. So it’s much better if you have something in hand that will help in the process of finding a car and getting financed.

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  9. I have always preferred buying a used car over a new because of so many price benefits you get with a used car. The only catch is making sure the car is the right one and that the power-train is in good shape prior to the purchase. With most cars being able to go to 200k now, do you think this may be the reason for the increase in used car prices?

  10. After my wife bought a piece of junk last year, we have been struggling with car repairs since June. She wasn’t aware of any warranties and was told that the dealer would cover any issues that she has with the car for the next 12 months. Well that dealership went out of business. If we purchase a car do you think the warranty company will go out of business. I am just trying to make sure things don’t hit us from both directions. The past year has been ugly.

  11. Having never purchased a car from a car dealer, I am not sure how the process goes in terms of making monthly payments. From my understanding, the payments are always made to a bank. Do I have a choice to make it to the bank or can I just send the payments by mail to the dealership.

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